Calculators
Take control of your finances with these powerful tools from MoneySmart. Whether you're budgeting, planning for retirement, or optimising your super contributions, these calculators can help you make informed financial decisions.
Budget Planner
Gain a clear understanding of where your money goes with the Budget Planner. This tool helps you track your income and expenses, identify spending patterns, and find opportunities to save—giving you greater control over your finances.
Superannuation Calculator
Wondering how much super you'll have when you retire? The Superannuation Calculator estimates your future super balance based on your current savings, contributions, fees, and investment returns. It also allows you to explore different scenarios to help you plan for a comfortable retirement.
Super Contributions Optimiser
Make the most of your super with the Super Contributions Optimiser. This tool compares different contribution strategies—including salary sacrifice and after-tax contributions—to help you maximise your retirement savings while taking advantage of tax benefits.
Retirement Planner
Plan your ideal retirement with the Retirement Planner. This calculator estimates how long your savings will last and considers your super, other investments, pension entitlements, and lifestyle needs to help you create a secure financial future.
Account-Based Pension Calculator
If you're transitioning into retirement, the Account-Based Pension Calculator can help you determine how much income you can draw from your pension and how long your savings will last. It’s a valuable tool for managing your retirement income effectively.
Need help making sense of your results? Get in touch with us for personalised financial advice.